Affordable Dental Care With Flexible Payment Solutions
At Aloha Modern Dentistry, we believe financial concerns should never stand between you and excellent oral health. Dr. Merat Ostovar and our team offer comprehensive financing options to make quality dental care accessible for every patient in Aloha, Beaverton, and surrounding communities.
Insurance Accepted | CareCredit | Cherry Financing | Membership Plans | Payment Arrangements
Your Smile Deserves Investment, Not Compromise
Understanding the financial aspect of dental treatment is essential to making informed decisions about your oral health. At Aloha Modern Dentistry, we're committed to transparency in pricing and providing multiple pathways to afford the care you need.
Whether you have dental insurance, prefer third-party financing, or need customized payment arrangements, our experienced billing team will work closely with you to find the solution that fits your budget and treatment timeline.
Dental Insurance Partners
We Welcome Most Major Insurance Plans
Aloha Modern Dentistry is proud to work with a wide range of PPO dental insurance providers serving the Beaverton and Aloha area. Our knowledgeable insurance coordinators will verify your benefits, maximize your coverage, and handle all claim submissions on your behalf.
Not sure if we accept your insurance? Call our Beaverton dental office at (503) 922-1166 and our insurance specialists will verify your coverage, explain your benefits, and provide a detailed cost estimate before your appointment. We serve patients throughout Aloha, Beaverton, Tigard, Cedar Hills, and Hillsboro with comprehensive insurance support.
How We Maximize Your Insurance Benefits
Pre-Treatment Verification
We verify your coverage before treatment begins and provide detailed cost breakdowns showing what your insurance covers and your estimated out-of-pocket expenses.
Complete Claims Processing
Our team handles all insurance paperwork, files claims electronically, and follows up with insurance companies to ensure timely payment and maximum reimbursement.
Benefits Optimization
We help you make the most of your annual maximum and preventive benefits, strategically timing treatments when possible to maximize coverage across calendar years.
Insurance Coordination
If you have multiple insurance policies or coordination of benefits situations, our experienced team navigates the complexity to secure maximum coverage from all sources.
Third-Party Financing Solutions
Low Monthly Payments for Your Dental Investment
Don't let upfront costs delay necessary dental treatment. Aloha Modern Dentistry partners with trusted healthcare financing companies to offer flexible payment plans with competitive rates and convenient terms. Apply in minutes and receive instant approval decisions.
Introducing the Aloha Modern Dentistry Membership Plan
Quality Preventive Care Without Insurance Hassles
Our exclusive membership program provides comprehensive preventive dental services at exceptional value - perfect for uninsured patients, self-employed individuals, retirees, families seeking predictable costs, and anyone wanting to simplify their dental care experience.
Why join? Save hundreds compared to traditional out-of-pocket costs, enjoy priority scheduling, receive substantial discounts on all additional treatments, and eliminate the complexity of insurance deductibles, waiting periods, and annual maximums.
Ideal for families: Add multiple family members at discounted rates and ensure everyone receives consistent preventive care throughout the year.
- ✓ 2 Professional Dental Cleanings
- ✓ 2 Comprehensive Oral Examinations
- ✓ Complete Diagnostic X-rays (Bitewings & Panoramic)
- ✓ 1 Emergency Dental Exam (no additional charge)
- ✓ Oral Cancer Screening at Each Visit
- ✓ 20% Discount on ALL Restorative Treatments
- ✓ 20% Discount on Cosmetic Dentistry
- ✓ Priority Appointment Scheduling
Accepted Payment Methods at Our Beaverton Office
We make paying for dental care as convenient as possible with multiple payment options.
Financial Peace of Mind
Why Choose Aloha Modern Dentistry for Affordable Care
Dr. Merat Ostovar and our entire team are dedicated to making exceptional dental care accessible to every patient in the Aloha, Beaverton, and greater Washington County area.
Transparent Pricing & Treatment Estimates
We provide detailed, written treatment estimates before any procedure begins. You'll know exactly what to expect regarding costs, insurance coverage, and your financial responsibility - no surprise bills or hidden fees.
Treatment Planning Flexibility
Dr. Ostovar works with you to prioritize treatments based on clinical urgency and your budget. We can phase comprehensive treatment plans into manageable stages that align with your insurance benefits and financial capacity.
Dedicated Financial Coordinators
Our experienced billing team specializes in dental insurance and financing. They'll answer all your questions, explore every available option, and advocate for maximum coverage and affordable payment solutions tailored to your situation.
Preventive Focus Saves Money
Our preventive care philosophy helps you avoid costly emergency treatments and extensive procedures. Regular cleanings, exams, and early intervention catch problems when they're small, simple, and affordable to treat.
Simple Process
How to Get Started with Dental Financing
Securing financing for your dental care at Aloha Modern Dentistry is quick and straightforward.
Schedule Consultation
Call (503) 922-1166 or book online. Mention you'd like to discuss financing options during your visit.
Receive Treatment Plan
Dr. Ostovar examines you and provides a comprehensive treatment plan with detailed cost estimates and timeline.
Review Financing Options
Our financial coordinator presents all available options - insurance, financing, membership, or payment plans.
Begin Treatment
Once financing is arranged, we schedule your treatment and you begin your journey to optimal oral health.
Common Questions
Dental Financing FAQs - Aloha Modern Dentistry
Does Aloha Modern Dentistry accept dental insurance?
Yes, we accept most major PPO dental insurance plans including Delta Dental, Cigna, MetLife, Aetna, Blue Cross Blue Shield, United Healthcare, Guardian, Humana, Principal, Ameritas, and many others. We also work with Oregon-specific plans like Moda Health, Regence BlueCross, and Pacific Source. Our insurance coordinators will verify your benefits, file all claims electronically, and help maximize your coverage. Call our Beaverton office at (503) 922-1166 to confirm your specific plan is accepted.
What dental financing options are available at Aloha Modern Dentistry?
We offer comprehensive financing solutions to fit every budget: CareCredit with 0% interest promotional periods (6-24 months on qualifying purchases) and extended financing up to 60 months; Cherry financing with flexible 3-24 month payment plans and soft credit checks; customized in-house payment arrangements with flexible terms; and our membership plan for uninsured patients at $329/year. Our financial team will help you select the best option for your treatment needs and financial situation.
What is included in the Aloha Modern Dentistry membership plan?
Our exclusive membership plan costs $329 per year for individual adults and includes: 2 professional dental cleanings, 2 comprehensive oral examinations, complete diagnostic X-rays (bitewing and panoramic), 1 emergency dental exam at no additional charge, oral cancer screening at each visit, 20% discount on all restorative dental treatments, 20% discount on cosmetic dentistry procedures, and priority appointment scheduling. This plan is ideal for patients without dental insurance, self-employed individuals, retirees, and families wanting predictable dental care costs without the complexity of insurance. Family discounts are available for multiple members.
How do I apply for dental financing at your Beaverton office?
Applying for dental financing is quick and convenient. For CareCredit, you can apply online at www.carecredit.com before your appointment and receive instant approval decisions. For Cherry financing or our in-house payment plans, our financial coordinators can help you apply during your office visit. The application process typically takes just a few minutes, and most applicants receive immediate approval decisions. We'll review all your options and help you choose the financing solution that best fits your budget and treatment timeline.
Can I use my HSA or FSA for dental services?
Absolutely! Aloha Modern Dentistry accepts both HSA (Health Savings Account) and FSA (Flexible Spending Account) cards for all eligible dental procedures. Most preventive services like cleanings and exams, restorative treatments including fillings and crowns, periodontal therapy, extractions, and many other procedures qualify for HSA/FSA payment. Using these tax-advantaged accounts is an excellent way to save money on dental care. We'll provide detailed receipts and documentation for your records and reimbursement purposes.
Does Aloha Modern Dentistry file insurance claims for patients?
Yes! Our experienced insurance team handles all the paperwork and files claims electronically on your behalf. We submit claims promptly after each appointment and follow up with insurance companies to ensure timely processing and payment. Before treatment begins, we'll verify your coverage, explain your benefits in clear terms, and provide a detailed estimate showing what your insurance will cover and your expected out-of-pocket costs. We'll also help you understand your annual maximum, deductibles, and remaining benefits so you can make informed decisions about treatment timing and planning.
What if I can't afford dental treatment even with insurance?
We never want cost to be a barrier to necessary dental care. Dr. Merat Ostovar and our financial team will work with you to find a solution. Options include: phasing treatment into stages to spread costs over time; applying for 0% interest CareCredit for qualifying purchases; exploring Cherry financing with manageable monthly payments; arranging a customized in-house payment plan; utilizing our membership plan if you're uninsured; and prioritizing urgent treatments while scheduling elective procedures when your budget allows. We approach every patient's financial situation with compassion and flexibility. Call us at (503) 922-1166 to discuss your specific circumstances - we're here to help.
Are payment plans available for patients without credit approval?
Yes, Aloha Modern Dentistry offers in-house payment arrangements that don't require third-party credit approval. We understand that not everyone qualifies for traditional financing, and we're committed to making dental care accessible. Our team will work with you directly to create a personalized payment schedule based on your treatment needs, budget, and financial circumstances. Payment plans typically involve a down payment followed by monthly installments. Contact our office to discuss your situation confidentially - we'll find a solution that works for you and helps you achieve optimal oral health.
Ready to Discuss Your Dental Financing Options?
Our compassionate team at Aloha Modern Dentistry is here to help you navigate insurance benefits, explore financing solutions, and find the perfect payment approach for your dental care needs. Serving Aloha, Beaverton, Tigard, Cedar Hills, Hillsboro, and surrounding Washington County communities with transparent pricing and flexible financing.
Aloha Modern Dentistry
18455 SW Alexander St, Suite B, Beaverton, OR 97003
Email: [email protected]